Best Car Buying Guide
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The experts here at Car and Driver have been evaluating and testing hundreds of new cars every year since 1956. From performance metrics such as acceleration times and cornering grip to consumer-oriented insights such as real-world highway mpg and carry-on suitcase capacity, we test it all. With more than a half-century of collected data, and a staff of highly educated car enthusiasts, we don't claim to be the best source of shopping advice. We are the best. Our experts provide detailed car-buying guidance by driving every car that enters the market and analyzing our own test results as well as automaker specifications. Whether you're looking for new or used cars, lease deals or tire specials, our Buyer's Guide has it all.
Welcome to the best free car buying guide! We have been educating car buyers since 1999. We cover everything you need to know about buying new or used cars and avoiding car dealer scams. We will review key resources like TrueCar and RydeShopper.
We give you the truth that dealers don't want you to know. We level the playing field, teaching you how to get the best price on a car, while allowing for a fair dealer profit. We give you useful, easy to understand, examples of each step in the car buying process. You'll laugh, you'll cry, you'll buy a car.
You will always get more car for your money when buying pre-owned vehicles. The downside is that what you are buying has been used by somebody else and you don't know how it was cared for. Whichever you decide, your goal is to get the best deal. It's a good thing you landed here because, if you read carefully and follow our tips, you will learn everything you need to know about the process.
We'll review auto buying sites and teach you how to use them to get competing bids to keep the dealers in line. In our research, the best sites we found are TrueCar, RydeShopper, Edmunds and Cars.com. You'll learn how to calculate what dealers pay for new cars and trucks so that you can make a fair offer. You'll learn all you need to know in our new car buying guide.
With all the advertising you see about getting the best price, you need to know that the price is only one component of a great deal. When dealers give you a great price they have even more incentive to make up profit on other parts of the deal.
Many people ask me \"When is the best time to buy a new car\" The price you are able to negotiate varies depending on the time of year. Believe it or not, buying during certain parts of the month can get you a better deal. It can even depend on the launch date of a new model year. Read our tips on the best time to buy a car.
The savings reported by our visitors breaks through the $13 million mark, confirming the quality of the free car buying education you receive here. Recent visitors are reporting savings of between $2,000 and $6,000+ off of MSRP on even moderately priced vehicles.
Use our free guide and you'll be adding your savings too! Please read the whole site before going car shopping. If you are really pressed for time, we have created a summarized version to help you. You can read Buying a New Car in 5 Quick Steps.
Buying a new car can be an emotional roller-coaster. Remembering that car-buying is a business transaction is critical to getting a good deal and not getting stressed out. Your sole job is to get the car you want at a good price. The salesperson's job is to maximize the amount of profit they can get from the deal. Both approaches are OK as long as everyone involved acts professionally, ethically, and legally.
Taking advantage of a car deal can save buyers thousands of dollars off MSRP up front or thousands of dollars off interest payments during the term of their car loan. For customers thinking about leasing their next car, our lease deals page shows the best lease incentives available.
Another way to get a reasonable estimate of your trade-in's value is to offer it to other dealers or used car superstores. There's nothing that says you have to sell it to the dealership you are buying your new car from, though doing so can reduce your sales tax liability.
Automakers relentlessly survey customers on their buying and service experiences. The data from those surveys are used to set bonuses awarded to dealers and their personnel, so they have become critical for dealer management to pay attention to. Indicating your responses to those surveys is dependent on any issues getting promptly resolved is a good tip for getting a favorable resolution.
Our new car rankings are frequently updated as new models arrive in the market, so you'll always know how competitors stack up against one another based on the factors buyers tell us are essential to their buying decisions. Pre-owned vehicle shoppers can also see how the cost of ownership matches up to segment rivals in our used car rankings.
But many Americans make big mistakes buying cars. Take new car purchases with a trade-in. A third of buyers roll over an average of $5,000 in debt from their last car into their new loan. They're paying for a car they don't drive anymore. Ouch! That is not a winning personal finance strategy.
\"The single best advice I can give to people is to get preapproved for a car loan from your bank, a credit union or an online lender,\" says Philip Reed. He's the autos editor at the personal finance site NerdWallet. He also worked undercover at an auto dealership to learn the secrets of the business when he worked for the car-buying site Edmunds.com. So Reed is going to pull back the curtain on the car-buying game.
And shop around for the best rate. \"People are being charged more for interest rates than they should be based upon their creditworthiness,\" says John Van Alst, a lawyer with the National Consumer Law Center.
So Reed says having that preapproval can be a valuable card to have in your hand in the car-buying game. It can help you negotiate a better rate. \"The preapproval will act as a bargaining chip,\" he says. \"If you're preapproved at 4.5%, the dealer says, 'Hey, you know, I can get you 3.5. Would you be interested' And it's a good idea to take it, but make sure all of the terms, meaning the down payment and the length of the loan, remain the same.\"
So at the dealership, Reed and Van Alst both say, the first step is to start with the price of the vehicle you are buying. The salesperson at the dealership will often want to know if you're planning to trade in another car and whether you're also looking to get a loan through the dealership. Reed says don't answer those questions! That makes the game too complicated, and you're playing against pros. If you negotiate a really good purchase price on the car, they might jack up the interest rate to make extra money on you that way or lowball you on your trade-in. They can juggle all those factors in their head at once. You don't want to. Keep it simple. One thing at a time.
Once you settle on a price, then you can talk about a trade-in if you have one. But Reed and Van Alst say to do your homework there too. A little research online can tell you what your trade is worth in ballpark terms. Reed suggests looking at the free pricing guides at Edmunds.com, Kelley Blue Book and NADA. On Autotrader, you can also see what people in your area are asking for your car model. And he says, \"You can get an actual offer from Carvana.com and also by taking the car to a CarMax, where they will write you a check on the spot.\"
\"Concerning the extended factory warranty, you can always buy it later,\" says Reed. \"So if you're buying a new car, you can buy it in three years from now, just before it goes out of warranty.\" At that point, if you want the extended warranty, he says, you should call several dealerships and ask for the best price each can offer. That way, he says, you're not rolling the cost into your car loan and paying interest on a service you wouldn't even use for three years because you're still covered by the new car's warranty.
Gap insurance promises to cover any gap between the purchase price of replacing your almost-new car with a brand-new car if your regular insurance doesn't pay for full replacement if your car gets totaled. Van Alst says gap insurance is often overpriced and is fundamentally problematic. If you still want the product, it's best to obtain it through your regular insurance company, not the dealer.
\"We're actually living in a golden age of used cars,\" says Reed. \"I mean, the reliability of used cars is remarkable these days.\" Reed says there is an endless river of cars coming off three-year leases that are in very good shape. And even cars that are older than that, he says, are definitely worth considering. \"You know, people are buying good used cars at a hundred-thousand miles and driving them for another hundred-thousand miles,\" says Reed. \"So I'm a big fan of buying a used car as a way to save money.\"
NPR has a personal finance Facebook group called Your Money and Your Life. And we asked group members about car buying. Many said they were shocked by how much money some other people in the group said they were spending on cars. Patricia and Dean Raeker from Minneapolis wrote, \"40 years of owning vehicles and our total transportation purchases don't even add up to the cost of one of the financed ones these folks are talking about.\"
After tons of research, I finally realized why: The vehicle franchise laws in this country are totally outdated. It's against the law to purchase a new car anywhere other than through a franchised car dealership. That means new cars cannot be sold directly through the manufacturer, or any other entity for that matter. And yes, that includes online car buying services - all of which require you to complete the transaction with a dealer.
The laws go back decades - long before the Internet was around, and they've stayed this way due to heavy lobbying efforts by dealers. The sytem creates exclusive territories for dealers and a strong incentive for high-pressure sales, which results in a terrible car buying experience. 59ce067264
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